I’m Bert Richardson, owner of Lugoff Insurance Group — a local independent insurance agency with 20+ years of experience helping individuals, families, and businesses prepare for the unexpected. We work with multiple top-rated carriers to tailor coverage that fits your unique needs without paying for what you don’t need. Lugoff Insurance Group Specialties include auto, home, life, farm, flood, business/commercial auto, boat, motorcycle, ATV/golf cart, and renter’s insurance — all delivered with a focus on value, service, and integrity. Our goal is to protect what matters most to you and give you confidence in your insurance decisions. Lugoff Insurance Group Family and relationships drive everything I do