Our team has over 35 years experience as a adolescent therapist, counselor, insurance, and business consultant. He earned a M. Ed from University of Missouri STL, BA in business from Webster University. We offer a variety of choices - guaranteed issue life insurance products, including whole life, term, and accidental death coverage. Also, whole and term products that provide immediate death benefit to insulin-dependent diabetics. We operate in Missouri, Arizona, and North Carolina representing many of the largest and established AAA rated insurance companies in the United States. We specialize in listening to our client and providing customized service that’s best for the client.