For the past 21 years, Bob has been a leading expert in the HECM Massachusetts market, specializing in HECMs and maximizing the value of home equity for retirement planning. A cornerstone of his career is education. He's developed curriculum for CFPs, CPAs, and Realtors, and has equipped hundreds of professionals with the knowledge of how HECMs benefit retirement plans. Bob thrives on using HECM financing to address the diverse needs of his Massachusetts clients, from those facing foreclosure to those with multi-million-dollar estates. His passion fuels from witnessing firsthand how his clients achieve dignity, financial security, and an improved quality of life through effective home equity management with HECMs.