Janet M. Lane has been specializing in the areas of bankruptcy for the past 15 years. She has been helping people in Memphis, Germantown, Cordova, Arlington, Collierville, Millington, Covington, and other Tennessee communities obtain debt relief under U. S. bankruptcy laws. Filing bankruptcy may allow you to put an immediate stop to lawsuits, foreclosures, and repossessions. Bankruptcy can also allow you to keep assets, such as your home and car. Many of my clients have been able to retain their assets and eliminate their unsecured debt, including credit card bills, hospital bills, and payday loans by filing personal bankruptcy.