Bank Associates Merchant Services is a full-service global payment acceptance solutions provider offering world-class electronic transaction processing services. BAMS offers credit and debit authorization services and bankcard settlement processing to direct merchant customers. Our team of Merchant Account Specialists is committed to helping each of our unique clients gain every opportunity for growth and profitability in today's ever-changing global economy. With a commitment to offering customers a compelling value for their business based on superior quality and service, BAMS optimizes a merchant's mix of payment options to ensure an increase in their bottom line.