Biju proudly serves clients in the North Bellmore, NY area and specializes in preapproval, fixed-rate mortgages, vacation home financing, condo and co-op lending, first-time homebuyer programs, and conforming loans and jumbo mortgages. Whether you're a first-time homebuyer, need to expand or downsize, or are looking for a second home, Biju is here to help you find a mortgage to fit your needs. Starting with a review of your finances, Biju can help you get a clear picture of what might work best for you. Biju will explain your options, answer any questions you may have, keep you informed and guide you through every step of the mortgage process. Above all, Biju wants to ensure that you have a positive home lending experience.