ECU is a not-for-profit, financial services cooperative with over $4 billion in assets and serving over 200,000 members at over 25 branches. Credit Union members have access to more than 50,000 free ATMs nationwide and a wide range of financial services, including free checking and free online banking. ECU serves those who live, work, worship, attend school or own a business in most of Northeast Tennessee and Southwest Virginia, as well as a portion of Texas.