Serving small businesses and their employees; individuals and their love ones as a licensed Life, Disability (Health), Long Term Care (LTC) Independent Insurance Agent in Washington and Oregon State. A Washington State certified Healthplanfinder System User for the Affordable Care Act. Experienced in (over 30 years) and knowledgeable of public and private health and social services programs having worked for the US Army, Social Security Administration (SSA), Department of Veterans Affairs (DVA), Immigration and Naturalization Services (INS/BCIS/ now USCIE), Center for Medicare & Medicare Services (CMS), and the Washington State Department of Social and Health Services, Economic Services (ESA) and its Children (CA) Administration.