Debt Can Cost Your Car, Your Job, Your Home, Your Family, Everything. Since 1992, the attorneys and staff at Michael D. Hart, PC have helped thousands of people like you escape the debt trap by claiming the rights available under the Bankruptcy Code. Call today to schedule a free initial consultation with a lawyer to discover how you can escape the debt trap, and discuss how to protect your home, your car, your job or business, and the future for you and your family. LOOK AROUND Our pages give an overview of the different chapters available under the Bankruptcy Code, to briefly describe how the Bankruptcy Code can be used to address specific problems like foreclosure, tax debt, and wage garnishment and to introduce you to our firm, attorneys, and staff. BANKRUPTCY IS ALL WE DO At Michael D. Hart, P.C., our only focus is to assist you to obtain relief from debts. We've been doing exactly that since 1992. We have helped thousands of clients obtain a fresh start in life. We look forward to using our experience and skill to help you. *Foreclosure *Repossession *Wage Garnishment*Lawsuits *Threats & Harassment*Home *Auto *Wages *Tax Refunds*Past Due House Payments *Car Loans *Furniture Bills*Student Loans *Tax Arrears *Support Arrears*Medical Bills *Credit Cards *Loans *Judgements Free Consultation