Twin Palms Insurance Group, The Ward Agency is a trusted insurance agency located in the heart of St. Augustine, FL. Offering home insurance, auto insurance, business insurance, and flood insurance, we provide tailored, affordable insurance solutions for residents and businesses in St. Augustine, Ponte Vedra Beach, and Nocatee. Whether you're looking for comprehensive coverage for homeowners, vehicle protection, or customized business insurance plans, our dedicated team ensures you get the best coverage to fit your needs. Let us help you protect what matters most with personalized service and affordable options.