Cheap Home Insurance, Affordable auto insurance and low cost business insurance services. As an independent agent in Champaign, Illinois, Howe Insurance Store can shop your policy to dozens of carriers and can save you up to 20% on premiums. Access low cost insurance through discounts and specialized policies. Inexpensive homeowners insurance with even better protection for storms, fire, theft and other events. Cheap auto insurance to provide monthly savings for any vehicle including your car, truck, boat, ATV or motorcycle. Affordable business insurance including general liability and workers comp insurance. We work with all businesses including construction contractors, services and retail business. Competitive insurance for roofing services and high risk. As an independent agent, we work for our customers. Get help processing claims. Experience periodic reviews to increase savings. Have you talked to your insurance agent in the last year? If not then it’s time to lower premiums. Ready to get started? Just ask Howe.