Virginia Fargo No Hassle Home Loans | Empire Home Loans Trusted Mortgage Broker | Clear Communication | Stress-Free Closings With years of experience and a heart for helping people, I specialize in making home financing simple, transparent, and personalized. Whether you're a first-time homebuyer, self-employed, rebuilding credit, or ready to tap into your home's equity, I'm here to guide you with honesty, efficiency, and zero hassle. I believe every client deserves options, clarity, and confidence throughout the loan process—and I'm committed to delivering just that.