The Kelly Team, led by Dave and Kelly Kelly in Sioux Falls, SD, delivers highly personalized mortgage solutions to help clients feel informed and confident. Dave specializes in first-time homebuyer loans, VA & conventional loans, mortgage coaching, and Certified Mortgage Planning. Kelly focuses on reverse mortgages and retirement planning as a Certified Senior Advisor. Both are state-approved real estate instructors for CE courses. Serving SD, MN, ND, IA, WI, and AZ, they offer fast turn times, competitive rates, and expert guidance from application to closing and beyond.