Luneta Home Loans are mortgage brokers, and we work for you – not the bank. This means that we shop not only banks and lenders that you could call yourself, but also wholesale lenders that don’t have sales teams that you could call. Essentially, we have access to rate sheets that other companies don’t. We do this because our goal is to get people into their dream home as soon as possible – whether they are first-time buyers or refinancing their existing property.