Our agency is based on one philosophy. WE WORK FOR YOU, THE CUSTOMER. You pay us to answer your questions, help solve your problems and explain your coverages to you. If at any time we fail to do that, I want to know. Thanks Scott We provide a comprehensive review of your policy and coverages. We will present all changes we feel you may want to consider, along with the pricing for those changes. That way, you will have the coverages you feel are important to you.