Financial literacy is the ability to understand and effectively use various financial skills including financial education, budgeting, and personal financial management. It's the foundation of our relationship with money and a lifelong learning journey. It is essential to realize that when it comes to how we earn. spend. and manage money is very different, especially when it comes to learning about financial basics. .Using financial literacy, I'm educating clients on how to utilize credit properly, manage debt, save, and become empowered to reach financial freedom, My affordable service includes, a detailed credit analysis, credit repair, budgeting, debt management, mortgage readiness, business capital, credit monitoring, identity theft protection, gig funding, credit building tradelines, and much more. It's a disservice to focus solely on credit and not address personal finance, I want to help more families into home ownership, build more businesses and gain generational wealth.