Your path to homeownership starts here. At the Art Wood Mortgage Team with Luminate Bank®, you'll find more than just mortgage experts- you'll find trusted guides who make the process simple, seamless, and stress-free. With years of experience and a reliable network of professionals, we're here to support you every step of the way, from credit tips to closing day. Whether you're buying your first home, refinancing, or investing in real estate, you'll get personalized solutions designed around your goals. We believe in keeping you informed, building lasting relationships, and helping you create a strong financial future. Ready to unlock the door to your dream home? Let's get started?