I believe owning real estate changes lives. We help people make smart financial decisions and build wealth through real estate. We listen to your goals and educate you on all your options. Our team approach simplifies the process of getting approved for a home loan. Whether you're buying your first home, a second home or refinancing your current mortgage we will be here for you before, during and after the closing. It is our commitment to you that you will never over pay for your home loan. We are masters in crafting creative lending solutions for your unique situation. Licensed to originate mortgage loans in the following state: AZ, CA, CO, ID, MT, NV, OR, TX, WA