Preferred Rate - Berkeley Owner verified

About

Preferred Rate is the trusted, local APM division that caters to the specific needs of your community. Preferred Rate's mission is to create experiences that matter while serving your home financing needs. Whether you are buying your first home, a new investment property or building your dream home. Preferred Rate will empower you with confidencde, knowledge and solid expertise from loan application through closing.

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Circumstances change - financial objectives change - your mortgage might need to change as well! Let's schedule a quick review of your current financing and financial situation and goals and ensure you have the right loan to get you where you want to be!

If you are considering refinancing, or just want more information, please reach out to us today!

At Preferred Rate, we can help you dream B-I-G with JUMBO home financing! Our competitive rates and flexible loan options can help you purchase or refinance your dream home. Preferred Rate Jumbo Home Financing Includes: ❇️ Loan amounts up to $1.5 million ❇️ No mortgage insurance ❇️ Down payments as low as 10% If you're ready to think B I G when it comes to your home, connect with a Preferred Rate Mortgage Advisor at www.preferredrate.com!

There are some F A C T O R S that can drive interest rates down and into favorable positions for those looking to buy a home or refinance. ⬇️ These factors include: ✳️ The assumption that the Fed will continue to keep short-term rates, or the federal funds rate, low. (2020) ✳️ A slow housing market and lower demand for mortgages. (2010-2016) ✳️ Declining economy—lower employment levels and lower wages usually lead to lower interest rates. (2020) ✳️ The stock market moves to very low levels, driving bond prices higher and rates lower. (2020) As you can see, 2020 has been a combination of several FACTORS that have moved rates downward to some of the lowest levels in history, which may provide opportunities for homeowners and those looking to buy. An annual mortgage checkup may help you identify an opportunity for your individual circumstance or financial goals. All you have to do is visit www.PreferredRate.com to schedule your FREE, no-obligation mortgage checkup call. 📍

A pre-approval letter is generally good for 60 to 90 days, giving you plenty of time to shop for your new home. Once your advisor understands what your end goal is, they will help you map out a plan to get to the finish line. Visit www.PreferredRate.com to locate a Mortgage Advisor near you and get started today! 📍

Would you like to buy a home, but you’re worried about your credit? Your credit score is important, but there are ways to improve it. The path to homeownership starts with a plan. Let’s make one for you!

The good news is buying a home doesn’t have to be overwhelming as long as you take these proactive steps.

At Preferred Rate, we've got you covered! We understand that times are complicated, and to ensure both the safety of our team and our clients, we offer a ZERO CONTACT application process. If you're looking to purchase your dream home or to refinance, reach out to us today!

There's a lot happening in the market right now and if you have questions, Preferred Rate is here to help! Our Mortgage Advisors are working overtime to answer all of your questions to help guide you in the right direction and support your financial needs. If you have any questions, please don't hesitate to reach out to us.

The STaR loan program is dedicated to serving our selfless medical workforce for all that you do for our community. We will make the process of obtaining a mortgage a little bit easier while saving you money along the way. Contact us today to learn more about this exciting program!

It’s not just a pipe dream, we are here to get you started. We know the ins and outs of the process and it's a great time to learn more about building your next home. Give us a call to learn about the Preferred Rate advantage.

There are several economic factors that influence interest rates and can cause them to rise and fall. When we have a strong and thriving economy, inflation tends to follow and normally comes with an uptick in rates. But that's not it - let's connect and we'll tell you more!

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