Life Insurance and Protection Options, Term Life Insurance, Whole Life Insurance, Indexed Universal Life (IUL) Guaranteed Universal Life (GUL) Final Expense / Burial Insurance Survivorship/Second-to-Die Life Insurance Mortgage Protection Life. Annuity Options, Fixed Indexed Annuities (FIAs) Multi-Year Guaranteed Annuities (MYGAs) Lifetime Income Annuities, Single Premium Immediate Annuities (SPIAs) Deferred Income Annuities (DIAs) Fixed Annuities Hybrid Annuities (Income + LTC features) Bonus FIAs Accumulation FIAs Federal Employee Assistance, Complimentary Consultation Federal Retirement Projection, FEGLI (Federal Employee Group Life Insurance) Overview and Replacement Options, Retirement Application, Assistance TSP, Options at Retirement.