Since July of 2001, I have helped thousands of families purchase and refinance their homes. I focus on clear communication, responsiveness, and setting accurate expectations so clients always know what to expect. With experience across multiple market cycles, I guide clients through both simple and complex transactions with a steady, detail-driven approach. Clients often mention my honesty, accessibility, and ability to make the mortgage process smooth and easy to understand from start to finish. Equal Housing Lender. Novus Home Mortgage is a division of Ixonia Bank, NMLS 423065.