With fluency in Spanish, Ramon proudly serves clients nationwide. Ramon has 8 years of experience as a Senior Home Lending Advisor and specializes in preapproval, low-to-moderate income lending programs, FHA mortgages, FHA and VA mortgages, condo and co-op lending, and first-time homebuyer programs. Whether you're a first-time homebuyer, need to expand or downsize, or are looking for a second home, Ramon is here to help you find a mortgage to fit your needs. Starting with a review of your finances, Ramon can help you get a clear picture of what might work best for you. Ramon will explain your options, answer any questions you may have, keep you informed and guide you through every step of the mortgage process. Above all, Ramon wants to ensure that you have a positive home lending experience.