I believe that everyone deserves the right to homeownership—not just when the timing is perfect, but especially when the road feels long. Whether you're a first-time buyer with questions or a seasoned investor with a vision, I'm here to guide you every step of the way. With over three decades of experience in mortgage lending, I've seen markets shift, guidelines evolve, and life happen. What's never changed is my belief that homeownership builds legacy, stability, and wealth—and no one should walk that path alone. If you're ready now, I'm ready. If you're not quite there yet, I'll walk beside you until you are. Because sometimes it's not "if," it's just "when."