With decades of experience in real estate finance, Rick Hornbeck brings a unique blend of expertise as a Reverse Mortgage Specialist. His background as an entrepreneur, business consultant, real estate broker, investor, and professor allows him to guide clients 55+ through optimizing home equity, retirement cash flow, and portfolio longevity. Working closely with clients and their financial advisors, Rick develops customized reverse mortgage plans tailored to individual goals. A Florida State and Harvard Business School graduate, he's also a devoted husband, father, and grandfather. When he's not working, you might find him cruising the open road on his motorcycle.