Caring For Western Australian's For Over 60 Years.. Health Insurance - Karrinyup, WA . Cover: Alternative Therapies, Ambulance, Dental, Extras, Hospital, No Gaps, Optical, Physiotherapy, Top Hospital, Top Private Hospital. Kind: Couples, Families, Individual, Overseas Visitors, Seniors. Program: Preventative Health. Service Option: Online Claims, Quotes. Hours of Operation: Open Monday - Friday, Open Saturdays. Payment Method: Bpay, Cash, Direct Debit, EFT, EFTPOS, Visa. Concern: Accidents. Provider: HBF