KBC N.V. is one of Europe's leading banking and insurance groups, based in Brussels, Belgium, enjoys an Aa3 rating from Moody's, has consolidated assets of 234bn Euro (27.2 trillion yen) and employs 35,000 people across 31 countries. KBC Financial Products, is a 100 % owned subsidiary of its Aa3- rated parent. KBC Securities Japan is the Japanese branch of KBC Financial Products.