Take A Positive Step. Helping to give you security and certainty. Product: Accidental Death, Death Cover, Disability Cover, Funeral Cover, Income Protection, Lump Sum Payment, Total & Permanent Disablement, Trauma. Kind: Term. Hours of Operation: Open Monday - Friday. Payment Method: Direct Debit, Mastercard, Visa. Service Option: Free Quotes, Quotes. Payment Concern: Monthly Payments