Mortgage Choice - Michael Cullinan is your local mortgage broker and finance expert for Torquay, Bellarine and the Surf Coast. Offering personal solutions for home loans, first home buyers mortgages, commercial & business loans, investment loans, development loans, asset finance, refinancing, equipment finance, mortgages, debt consolidation, home equity release, mortgage top-ups, land & construction loans, agricultural loans & renovation loans, & reverse mortgages. We service clients from Geelong, Ocean Grove, Torquay, Jan Juc, Waurn Ponds, Leopold, Drysdale, St Leonards, Portarlington, Anglesea, Fairhaven & all over the Surf Coast For the best mortgage broker in Torquay, give Michael a call directly and speak with your local expert.