Our Commitment MTM is a trusted provider of personal and commercial insurance products. We are committed to providing our clients with excellent products, outstanding rates, and superior service. As independent insurance agents, we can research a number of insurance carriers to find the best combination of price, coverage and service for you. You work hard for your money and your time is valuable. At MTM, we respect that, and are committed to offering you the best coverage to meet your needs. We represent some of the largest and most prominent insurers in the state and are confident that we will be able to provide our customers with superior products at competitive prices. Our Team MTM's three managing partners, Paul MacDonald CPCU, CIC, Cindy Traverso LIA and Laurie Mancinelli CIC, have over 60 years combined experience in the insurance industry. Together with our knowledgeable staff ,we are dedicated to providing a satisfying customer service experience while meeting your insurance needs Our Locations Our dedicated and knowledgeable staffs are available in our North Andover and Billerica offices. Call, email or visit us today and we will work with you to find the coverage that meets your needs.