The financial regulator, the 'Financial Conduct Authority' designates that there are two different types of financial advisers, 'independent' and 'restricted'. The status of an adviser firm will affect the type of advice that is given.
A restricted adviser firm can only recommend certain products or product providers, whereas an independent adviser firm, such as Optimum, is able to consider and recommend all types of retail investment products and/or providers that could best meet clients needs and objectives. Optimum Independent Financial Advisers offers genuine unbiased and unrestricted advice.
Optimum Independent Financial Advisers are based in St Peters Court, Colchester, just outside the town centre. An initial meeting is offered entirely at Optimum's expense and totally without obligation.