South Alabama Civil Attorneys Are you being harassed by bill collectors? Are you facing a foreclosure or repossession? Did the Social Security Administration deny your claim? Have your debt levels become unmanageable? Do you feel you were misled when making a purchase, including home financing or refinancing? We Can Help with Your Debt, Bankruptcy Law, and Social Security Legal Needs. Perhaps your home's interest rate has risen unexpectedly. Perhaps a health problem has left you with large medical bills and no income. Or perhaps a divorce has left you with sizable support payments and few assets. The law firm of Espy, Metcalf & Espy P.C. can help. We have over 46 years of combined experience in consumer protection, Social Security, probate, and bankruptcy law, and have helped thousands of individuals and families escape or decrease crushing debt burdens and income issues. We can help you obtain the recovery and relief you deserve under the law. The wide spectrum of legal areas we work in includes: Debt relief and debt consolidation Credit card bills Bankruptcy, including Chapter 7 and Chapter 13 Creditor harassment and repossession Wage garnishment Real estate problems, including foreclosure, adjustable rate, escrow, agent, and closing issues Consumer protection issues, including billing fraud, false advertisement, misrepresentation, failure to disclose, and bait and switch Social Security Disability benefits Stopping and defending lawsuits There are many protections under the law for debt, consumer fraud, and bad faith problems. If creditors are harassing you, or you are unable to make all of your scheduled debt payments, we can help. If you have been defrauded or misled in a property or merchandise purchase, or if you feel you have been unfairly denied for Social Security benefits, we can help. Contact Us You do not have to struggle alone with debt problems and consumer fraud issues. The law anticipates consumer debt difficulties and unfair business practices, and offers many forms of relief. The lawyers of the law firm of Espy, Metcalf & Espy P.C. have helped thousands of people manage or dispose of their debt, and achieve fair relief from dishonest or negligent businesses. Contact us today at 334-793-6288, or toll free at 1-800-310-4020 for a free initial consultation. Espy, Metcalf & Espy P.C. 326 North Oates St. Dothan, AL 36303 Phone: 334-793-6288 Toll free 1-800-310-4020 Fax: 334-712-1617 We are a debt relief agency. We help people file for relief under the Bankruptcy Code. No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers. The law firm of Espy, Metcalf & Espy P.C. provides bankruptcy, consumer protection, Social Security, and probate law legal services to the residents of the cities of Dothan, Enterprise, Troy, Eufaula, Opp, Andalusia, Montgomery, Ozark, Phoenix City, Auburn, Opelika, Brundidge, Fort Rucker, and Geneva, and the counties of Houston, Geneva, Henry, Dale, Coffee, Montgomery, Covington, Henry, Barbour, Pike, Crenshaw, and Butler, Alabama.