We are pleased to welcome you to Lorain National Bank. You will find that our helpful team of associates will provide you with the highest quality service available in banking today. Service is what has made us the leading independent community bank in the region. Because Lorain National Bank is a full-service bank, we offer hundreds of products and services to meet the needs of consumer and business customers. Please refer to this web site for answers to questions about our most popular products and services. For details about other offerings not found here, please feel free to contact our Customer Service Department at (440) 989-3348 or 800-860-1007 or e-mail us at emailservices@4lnb.com. Facts about LNB Lorain National Bank (LNB) is a full-service community bank providing lending, deposit, and investment and trust services to individuals and small-to medium sized businesses. LNB is a member of the Federal Reserve Bank of Cleveland and a voluntary member of the Federal Home Loan Bank of Cincinnati. Deposits insured by the Federal Deposit Insurance Corporation. LNB is a wholly-owned subsidiary of LNB Bancorp, Inc., headquartered in Lorain, Ohio. In 2005, we celebrated the 100th anniversary of the bank, which was founded originally as the state-chartered Lorain Banking Company on September 30, 1905. Lorain Banking Company merged with nationally-chartered National Bank of Lorain to form Lorain National Bank on January 1, 1961. The Lorain National Bank became the wholly owned subsidiary of LNB Bancorp, Inc. on March 30, 1984. In the past year, LNB has opened new offices in North Ridgeville and southern Elyria and a business development office in Independence. Morgan Bank joined the LNB family in May of 2007. Morgan has an office in Hudson, Ohio in Summit County. Today, Lorain National Bank and its Morgan Bank division have 23 retail-banking locations and 29 ATMs in Lorain, eastern Erie, western Cuyahoga and Summit counties. Lorain National Bank is an Equal Opportunity/Affirmative Action Employer and an Equal Housing Lender. LNB is committed to the communities is serves through a host of community lending, charitable contributions and volunteer activities