BANKRUPTCY AND DEBT RELIEF There Are Four Basic Methods to Deal With Debt 1. Pay in FULL (no more interest and finance charges) 2. Consolidate the Debt into monthly payments. 3. Settle the Debt for less than owed. 4. File Bankruptcy. All debts are not created equal Some debt is more important than others. If you are having trouble paying your bills, take the time to prioritize your bills. Make a list of what is important -see below what is important. Always pay the essential debts first. There is a difference between the bill collectors who call you and demand payment immediately and the bills you MUST pay before the collectors demands. Call Us Today!