Your bills have piled up, and you are doing your best to pay them off, but it's just not working the way you hoped it would. In fact, you may even be getting deeper into debt as you use new credit to pay off other creditors. You are not alone. Millions of Americans are finding themselves in the very same situation. We understand the stress this is putting on you and your family, and we want you to know that we can help you reduce or eliminate this burden. Know Your Options. When creditors are calling you non-stop and you are losing sleep at night worrying about your bills, it may be time to learn about the options available to you. If you are unable to work out affordable payment plans with your creditors or if your debts have become overwhelming, filing bankruptcy may be the right choice for you. Not only will it give you instant relief from your debts, it will allow you the opportunity to start fresh and begin to rebuild your credit again. Experience is the Key.Under many circumstances, you may be completely discharged of your personal or business debts. Depending upon your situation, you may need to repay some or all of your debts through a repayment plan to allow you to keep your assets, including your home and automobile. Every bankruptcy case is unique and it is important to know what you can expect with your particular case. You can be assured that the law firm of Bruce W. White will treat you with respect and provide you with sound advice and expertise throughout the entire process. Attorney White is a former Law Clerk of a U.S. Bankruptcy Judge and is proud to have served the citizens and businesses in the Richmond area with their debt relief cases for more than 20 years. Federal bankruptcy laws have changed and they are now more complex. It is now even more important to have a knowledgeable bankruptcy attorney working with you on your case. We know how to help you and will give you the personal attention your case needs to put you on the right track to becoming debt-free.Bruce W. White has many years of experience in Bankruptcy Representation, Representing Clients for Over 20 Years, Catch Up On Past Due Mortgages, Keep Your Property, Affordable Payments, Stop Phone Calls, We Help People File for Bankruptcy Relief. Lower Fees for qualified cases