Credit Counseling is about much more than simply debt consolidation - It's about financial education, making informed financial decisions and planning for your future. It's not just about succeeding with money, it's about succeeding in life! Despite what the average American believes, when you find yourself in financial trouble, bankruptcy is not always the answer. If you are behind on your bills and swimming in an endless sea of debt, there is hope. Credit counseling could be your solution. We help organize the unorganized and empower the powerless. We serve to help consumers overcome the isolation they may feel when dealing with debt and creditors. When done right, credit counseling can be a useful tool for consumers in financial distress or to help families plan a budget. Credit Counseling takes a comprehensive