As a Chartered Financial Consultant (ChFC) I work with my clients in order to achieve their financial protection. As a ChFC I am able to meet the advanced financial planning needs of individuals, professionals and small-business owners. I help individuals and families sleep better at night working with them to accumulate, protect and distribute wealth as well as protect life styles. As an independent consultant I am not bound by any one company's products or services. I can truly meet my clients' goals and solve their problems. When is the last time that you reviewed your life insurance or evaluated your retirement assets? I would like to meet and review your needs. Call me for a consultation.