Welcome to Heritage Bank. Convenience, reliability, and accessibility are all necessities for today's 'on the go' banking customer. That's why Heritage Bank offers a wide variety of products and services aimed at fitting your business or unique lifestyle.Personal Banking:Convenience. Reliability. Accessibility. All are necessities for today's 'on the go' banking customer. That's why Heritage Bank offers a wide variety of products and services aimed at fitting your unique lifestyle. Online Banking, VISA Check Card, Online Bill Pay...just let us know how YOU want to do your banking, and our Customer Service Representatives (CSRs) will help you put together a personal banking plan that fits your needs.Business Banking:In today's fast paced business world, you need a local financial partner who can respond quickly and efficiently to your company's ever changing needs. At Heritage Bank, we offer a wide variety of financing and leasing options, as well as unique services like Online Banking and E-Commerce that will even help your business grow and succeed in the 21st century.Agricultural Banking:Having earned the unique distinction of one of Minnesota's few FSA Preferred Lenders, Heritage Bank has a firm commitment to serving the unique needs of area crop farmers, livestock producers, and country homeowners. From online banking and real estate financing, to crop insurance and estate planning, the agriculture lending team at Heritage Bank get involved with your total operation, offering solutions based on knowledge, experience, and trust.