The Law Firm of Steven C. Hathaway helps people having difficulty meeting their financial obligations. We can help you if you: Need more time to pay your debts, want to free yourself of credit card debt, medical bills, payday loans and collection accounts, want to consolidate and lower the interest on your credit cards, want to stop creditor collection activities, harassment and threats, lawsuits, foreclosures, repossessions, wage garnishments or the IRS. We have helped thousands surmount financial hardships and get a new start using the bankruptcy process. We help individuals and businesses with Chapters 7, 11, and 13.Call us today for a free initial consultation and let us help you!