Serving New Jersey consumers and businesses for 40 years. I am an attorney licensed to practice law in New Jersey and in the Federal District Court of New Jersey, Federal Circuit Court of Appeals for the Third Circuit, and in the United States Supreme Court. My practice is limited to providing a FRESH START to individuals, couples, and businesses with financial problems. FORECLOSURE. INCOME TAX LIENS. REAL ESTATE TAX SALES, CREDIT CARD DEBT. I am a NJ Bankruptcy Attorney. “We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.” I always offer alternatives where they make sense for you, including negotiations with your lender, refinancing your mortgage when you qualify, sale of your property when that is your choice. I have extensive experience with the representation of hundreds of people just like you - it is what I do. I am a NJ bankruptcy lawyer. Do not be overwhelmed with your financial crisis. I will carefully and in detail explain the solution to your financial problem. YES, the solution.