We help our clients achieve their financial goals through a long term relationship with a knowledgeable financial advisor who focuses on maximizing returns while minimizing risk and taxes. Hello, my name in Jay H. Moyer. Welcome to our Web site, where you'll find a wealth of information in the form of newsletter articles, calculators, and research reports. We hope your visit will help you understand the opportunities and potential rewards that are available when you take a proactive approach to your personal financial situation. We have created this Web site to help you gain a better understanding of the financial concepts behind investing, tax planning, and wealth creation and preservation. Most important, we hope you see the value of working with skilled professionals to pursue your financial goals. Were here to help educate you about the basic concepts of financial management to help you learn more about who we are and to give you fast, easy access to market performance data. We hope you take advantage of this resource and visit us often. Be sure to add our site to your list of favorites in your Internet browser. We frequently update our information, and we wouldn't want you to miss any developments in the area of personal finance. Use this calculator to estimate the cost of your child's education, based on the variables you input. A balance sheet summarizes your assets and liabilities and reveals your net worth. Technical analysis, the evaluation of securities based on historical prices and other trading variables, is based in part on market psychology and thus looks at a host of sentiment indicators for clues about the near future. Disability income insurance replaces a percentage of your salary if you should experience a disability that makes it impossible for you to continue working. As important as the national unemployment rate is, its only a small segment of the overall data collected on the nations jobs situation and the economy at large. Allocating too much of your investment capital to one company even your own is a risky proposition.