YOU CAN QUALIFY REGARDLESS OF YOUR CREDIT HISTORY IF:If you are 18 years old or older and have a valid Illinois driver's license If you live in one of the following Illinois counties:FRANKLIN, GALLATIN, JACKSON, JEFFERSON, JOHNSON, PERRY, RANDOLPH, SALINE, UNION, or WILLIAMSON If you have VERIFIABLE, NET income of AT LEAST $1,200 / month. In case of husband and wife, incomes may be combined to meet this requirement but both names must be on loan If you have a telephone (either a cell phone or land line) in your name If you have no currently active or open bankruptcies If you have no currently unsatisfied judgments or garnishments from either the IRS or past due child support