We are a full-service, not-for-profit financial cooperative owned and operated by our members. At DFFCU, we return earnings to our members in the form of lower loan rates, higher savings rates and fewer to no fees. The credit union provides a full line of financial products and services including traditional checking and savings programs as well as mortgages, loans, credit cards, online banking, and online bill pay. Founded in 1956, DFFCU is headquartered in Chester, VA and has four locations throughout the Richmond-metro area. Membership is open to any person who lives, works, attends school, worships or volunteers in the Counties of Chesterfield, Henrico, Hanover, and the City of Richmond. Membership is also extended to immediate family members and housemates of eligible individuals, even if that individual is not a member. Once a member always a member! Even if you move or change jobs.