Northern Communities Credit Union in Duluth and Virginia/Mountain Iron is happy to help meet your financial and home mortgage needs. Our friendly staff is ready to assist you with mortgage prequalification to help you buy your dream home -- or refinance the mortgage you already have. We've served the Northland since 1928 -- discover the difference working with your local community credit union can make. For more information, call us or visit our website.If you or an immediate family member lives, works, worships or attends school anywhere in St. Louis County, you're eligible to become a member. See the difference NCCU can make. Call for a mortgage appointment today!