Transaction account guarantee program.Grants State Bank is participating in the transaction account guarantee program. Funds held in non-interest-bearing accounts at Grants State Bank are insured in full by the FDIC. All other accounts including any NOW, Relationship Value, Premium Relationship, Money Market and Savings Accounts are covered up to $250,000. If you have any questions about the coverage of your accounts at Grants State Bank, please visit with any Banker. Accounts not included in the account guarantee include any NOW, Relationship Value, Premium Relationship, Money Market and Savings Accounts. If you have any questions about the coverage of your accounts at Grants State Bank, please visit with any Banker.