Montana Federal Credit Union is a full service financial institution. Anyone living in Cascade, Chouteau, or Teton County is eligible for membership. Please stop by one of our three convenient locations or call to inquire about membership.Montana Federal Credit Union offers certain benefits to its members that many other financial institutions can't and the reason is simple: we're not-for-profit. All profits return to our members in the form of lower fees for services, better loan and investment rates, and more personalized service. A credit union is formed for the sole purpose of providing convenient financial services at the lowest possible cost for our members. Keep reading if you'd like to find out more about what makes us different.Our many member services include:Online Banking on the internet with 24-hour accessBronze Cache (Free Checking)Silver Cache (Interest Bearing)Golden Cache (55 and Over)Savings Insured to $250,000 by NCUADirect Mail DepositVisa Credit Card at 11.9%Wire TransfersShare CertificatesPeeWee Penguin Kids SavingsReal Estate Loans 24-hour Voice Response, call FAX TransmissionsMoney OrdersCredit Life and Credit Disability Insurance24-hour DepositoryPersonal and Installment LoansU.S. Savings BondsVISA Gift CardsAccountsFYI-For Young InvestorsYouth Accounts Savings for YouthFree Online BillpayFree Notary ServiceFull Family MembershipTraditional and Roth IRAsATM/Debit CardChristmas Club AccountsCU Money VISA Travel CardConsumer LoansDirect DepositPayroll DeductionPee Wee Penguin Youth AccountsThese accounts, designed specifically for our youngest members, up to age nine, help make saving fun! Pee Wee savers can join our Super Saver Stamp Club and receive stamps for money deposited to their savings account. These stamps can then be redeemed to purchase prizes out of our Pee Wee stores, helping children learn the value of money and budgeting. Quarterly newsletters, educational materials, and contests and drawings throughout the year will make this account a hit with your kids. We will soon have an interactive website designed specifically for this age group. Watch for more details coming soon!FYI-For Young InvestorsHaving financial awareness and an excellent credit rating is an important step into the REAL world. We're here to help you take that step with a special club for youth ages 10 through 22. FYI: For Young Investors. Whatever your needs, we can assist you. We offer a checking account designed specifically for you, ATM and debit cards, VISA credit cards, loans, and share certificates.Start taking your first steps into the financial world. Enroll in FYI today.