Haverhill Bank is the oldest cooperative bank in the Commonwealth. As depositor-owned, mutual institution, the bank is an independent, community-oriented resource for the residents of Greater Haverhill, and a bank you can trust. Unlike many other banks, every dollar deposited at Haverhill Bank is insured 100%. Federal Deposit Insurance Corporation (FDIC) limits are covered in full by the Share Insurance Fund (SIF) — a private fund owned by member co-operative banks. Whether or not you are a customer of Haverhill Bank, please feel free to stop by any branch with questions concerning your banking needs.