Solving Debt Problems Debt problems come in all shapes and sizes. For some of our clients, the issue that drives them to seek a lawyer's advice is mounting credit card bills. For others, it may be an abusive creditor, a wage garnishment, a lawsuit judgment, a car repossession or a home foreclosure. At The Day Law Office in Spring Hill, Florida, we offer a free initial consultation to discuss your financial problems and identify solutions. We are lawyers who practice in the area of bankruptcy law, but that doesn't mean that we recommend bankruptcy for every person who comes into our office. Filing for bankruptcy is a last resort, and there may be a less drastic solution to your debt problem. That solution could be a mortgage loan modification, debt negotiation or even filing a civil lawsuit against an abusive debt collector. Your Hometown Lawyers in Hernando County We are down-to-earth lawyers who offer common sense advice and common sense solutions. Don't be shocked if we ask you to cut up your credit cards during your initial consultation. It's one of the ways we find out if you're serious about fixing your debt problems. On Sandra Day's desk you'll see a glass vase of cut-up credit cards. If you look closely, you'll see a gold card with David Day's name on it. We want you to have the tools necessary to assist you in the future.