Since 1912, Farmers and Merchants Bank of South Carolina as remained a strong driving force in our community and prides it in being a local, independent financial institution which desires to serve each customer as an individual. Our customers know us and we know them. With eight convenient locations and more than 90 years of experience, Farmers and Merchants Bank of South Carolina is ready to serve all of your financial needs. Drive-Thru hours are, 8:30-5:00 Monday-Thursday. 8:30-5:30 Friday.