Offering personal and business banking products - high interest checking and money market accounts, traditional CDs, IRA accounts, credit and debit cards, foreign currency CDs and money market accounts, precious metals accounts, home financing, and brokerage. EverBank Yield Pledge Account - pledges to keep the yield in the top 5% of competitive accounts as tracked in the Bankrate.com National Index TM of leading banks and thrifts. SAFETY/STABILITY: ? BauerFinancial Star Rating "4-Stars" (2008) ? VERIBANC "Green/*** Rating" (2008) ? Freddie Mac Tier 1 "Superior" Rating (2008) RECOGNITION: ? Money Magazine "Best of the Breed" (2007) ? Kiplinger's "Best Checking Account" (2006) Forbes.com "Best of the Web" (2000-2005) Bankrate.com "Top Tier" Award (1997-2005) LINKS: Website - links to http://www.everbank.com/Default.aspx?referid=12800 Contacts/Locations - links to http://www.everbank.com/005Contact.aspx?referid=12800 Products - links to http://www.everbank.com/001Products.aspx?referid=12800