Welcome to State of Franklin Bank, a division of Jefferson Federal Bank. We have several locations throughout the Tri-Cities region to serve you. We are also a member of F.D.I.C. Our services include the following:LOANS-Home Mortgages-Auto / Boat-Small Business-School / Student Loans-Home EquityBANKING-Checking / Savings Accounts-Online Banking-Christmas Club-Safe Deposit Boxes-IRA's-Telephone BankingCall or stop by one of our six locations today!